R Soul on 7/9/2009 at 14:56
Quote Posted by SD
Frankly, anyone who is stupid enough to give out the 3 digit security number on the back of their card deserves to have every fucking penny drained from their account.
So the vulnerable are free to be exploited and conned? To you it may seem like common sense that people shouldn't give out that sort of info, but if someone isn't familiar with emails they're bound to be unfamiliar the dos and don'ts.
Adam Nuhfer on 7/9/2009 at 15:37
Quote Posted by Aerothorn
The problem with not having a credit card is that it become very difficult to "establish" credit... Now, you may say "So what? I don't plan on borrowing money, so it doesn't matter what my credit is!" Except sometimes you need credit for things that don't involve borrowing money...
Very true, as in finding/acquiring a new job in the USA.
In mid 80's when I was looking for work, you gave your prospective new employer your old employer information so they could call them. That was for the most part, all of it.
As of August 2009, It's a little different. They want information related to your former employer, your last three year driver record, a criminal background check and access to your credit report/credit score.
Your credit history/credit score use to be all about your capabilities/reliability related to borrowing money. Now it also has become a new venue related to "Non financial" background information.
rachel on 7/9/2009 at 15:56
Quote Posted by R Soul
So the vulnerable are free to be exploited and conned? To you it may seem like common sense that people shouldn't give out that sort of info, but if someone isn't familiar with emails they're bound to be unfamiliar the dos and don'ts.
There's a reason why it's called
security number. You're supposed to be the ONLY ONE who has access to it, you must not give it to anyone, at all, ever. No exceptions. If that's too complicated for you, you deserve whatever you get.
Starrfall on 7/9/2009 at 16:08
If you do it right you can trick non-idiots into saying "milk" nine times out of ten when you ask them what cows drink and "toast" nine times out of ten when you ask them what they put in a toaster, so it's kind of silly to say that only an idiot would fall for a scam like this. The whole point is to get a person of normal intelligence to do something stupid.
Matthew on 7/9/2009 at 17:32
Quote Posted by raph
There's a reason why it's called
security number. You're supposed to be the ONLY ONE who has access to it, you must not give it to anyone, at all, ever. No exceptions. If that's too complicated for you, you deserve whatever you get.
You're the only one who's meant to know your PIN, but surely the security number on the back is there to be given out? After all, why would an online vendor ask for it if they can't verify anything using it?
AR Master on 7/9/2009 at 17:38
credit cards dont have pins
SubJeff on 7/9/2009 at 17:48
mine does
Thief13x on 7/9/2009 at 17:52
Quote Posted by Starrfall
If you do it right you can trick non-idiots into saying "milk" nine times out of ten when you ask them what cows drink and "toast" nine times out of ten when you ask them what they put in a toaster, so it's kind of silly to say that only an idiot would fall for a scam like this. The whole point is to get a person of normal intelligence to do something stupid.
To say nothing of the fact that this scam also plays off the panic someone might feel when told that someone basically has their card info and can be spending thousands of dollars this very second.
You can say that you're too smart to give out sensitive info to someone you never met, but I think (
http://www.ksl.com/index.php?nid=148&sid=219674) this incredibly ingenious card scam illustrates pretty well that you'll give out exactly the info someone wants, when they want, as long as you're panicked enough and the person on the other end is someone who can help..
Quote:
...
Sara Mower got a call from someone claiming to be the Utah Highway Patrol. They said her brother had been in a serious car accident
A supposed nurse joined the call to give additional details.
Sara Mower, Scam Victim: "She said to me before life flight can take off, we need you to transfer 950 dollars through western union as a co-pay."
...
AR Master on 7/9/2009 at 18:35
Quote Posted by Subjective Effect
mine does
is it a new one? most credit cards just require a signature and a swipe and that's it, which makes them so great for being stolen
Sulphur on 7/9/2009 at 18:39
it's called chip and pin baby, there's a chip on the card and a pin required after a swipe. it's the eternal UK drive to pair shit up, like fish and chips and crisps and turkey stuffing flavour
