june gloom on 31/8/2009 at 20:37
We use a couple of cards, but we keep their purpouses separate. I have one card that is for gas and on rare occasions groceries; I have another that's for groceries exclusively (just got it recently) and I have my bank card, which I used to use for groceries until I got the groceries card, and stuff off the internet/video games, etc. essentially anything I'd pay for with my bank account.
Zerker on 31/8/2009 at 20:43
I just pay my credit card off every pay cheque; I can't remember the last time I actually had to pay interest on anything.
CCCToad on 31/8/2009 at 21:45
Quote Posted by fett
Heh - the best scam isn't a scam at all. I had a card that was just bought out by another company. The interest rate jumped from 6% to 19% overnight. Same thing with another one - jumped from 8% to 16% overnight. Bastards.
QFT. If there is one industry i support regulating the shit out of, its credit card companies. Too bad it'll never happen though, as there's just too much campaign cash( and lucrative executive positions) available for supporting them.
CCCToad on 31/8/2009 at 21:46
Quote Posted by Nameless Voice
And, out of curiosity, how do you buy goods over the Internet?
Also, you shouldn't have to any pay interest if you pay the bill on time.
I wasn't asked, but i can answer.
I use a debit card(charged as credit) to buy goods over the internet.
Nameless Voice on 31/8/2009 at 22:35
If only you could actually get those things in this country...
Enchantermon on 31/8/2009 at 22:46
If I ever get a credit card, it'll be for gas and maybe groceries. Everything else I'll use my debit card for.
Honestly, the best way to manage your money with or without credit cards is through a budget. My parents have been using credit cards for years for gas and groceries (and for large purchases, like my college tuition), and they've never had any debt problems because they are champions at living within their means. Credit cards are wonderful tools...if you use them properly.
Gingerbread Man on 31/8/2009 at 23:32
i only listen to wax cylinders and eat nectar :(
Swiss Mercenary on 31/8/2009 at 23:38
Quote Posted by CCCToad
I wasn't asked, but i can answer.
I use a debit card(charged as credit) to buy goods over the internet.
Your debit cards are really just credit cards with a cash line.
fett on 1/9/2009 at 00:25
I'm not sure you understand what a debit card is...
BrokenArts on 1/9/2009 at 00:31
Quote Posted by Swiss Mercenary
Your debit cards are really just credit cards with a cash line.
Cash line taken from YOUR bank account, whatever you have on hand, its not a credit card.
