CCCToad on 11/10/2009 at 23:46
So you never insult me
Lets see....
Quote:
if you weren't so consistently a twat,
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Thought experiment: Why is it always the least capable minds that take such offense at my sneering disdain for the ignorant?
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Oh great, I have the three headed tard brigade on my jock now.
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Do you ever fucking give up? I mean, really, shut the fuck up. Where the fuck did you come from, and can we make you go away? All of a sudden you come out of nowhere and fag up everythread
And you've never made passive agressive quips either:
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Good thing that it's a private insurance company, and not SOCIALIZED GOVERNMENT AUTO INSURANCE, or you'd be really fucked.
I think that small sample alone is more than enough justification for me to say that you're a huge dick.
Mr. headbone on 11/10/2009 at 23:53
On a side note, how much are your average insurance rates in the US? Here it's about 65 for students and IIRC starting from 150-ish for everyone else, though I'm not sure how high it can go.A friend of mine is a construction contractor (is considered self-employed) married with 2 children and pays $1200.00 per/month[US]. $150 -ish for everyone else. Man he wishes he could pay that :thumb:
CCCToad on 11/10/2009 at 23:59
For US military employees, insurance considerably less than that:
(
http://www.tricare.mil/tricarecost.cfm)
This would seem to indicate that the government can run an insurance program more cheaply, but I don't know much else about the program, such as whether its financially solvent on its own or it requires additional money to sustain itself.
Rug Burn Junky on 12/10/2009 at 02:14
Quote Posted by CCCToad
So you never insult me
Christ you can't even keep your own complaints straight. Of course I've insulted you, I mean, you've earned
at least that much.
Just said I ain't following you around in order to do so.
which is the complaint you just made.
Additionally, I didn't do so in this thread, I was happy to just stick to the facts about why you're wrong, but you've got to start whining and complaining. Nor did I do so in your Taibbi thread until you got all whiny.
You really ought to grow a sack and stop worrying about me calling you out for your inadequacy. Cry to your mommy, we don't give a fuck.
heywood on 12/10/2009 at 16:58
Quote Posted by Mr. headbone
Quote Posted by dj_ivocha
On a side note, how much are your average insurance rates in the US? Here it's about 65 for students and IIRC starting from 150-ish for everyone else, though I'm not sure how high it can go.
A friend of mine is a construction contractor (is considered self-employed) married with 2 children and pays $1200.00 per/month[US]. $150 -ish for everyone else. Man he wishes he could pay that :thumb:
Quote Posted by CCCToad
For US military employees, insurance considerably less than that:
(
http://www.tricare.mil/tricarecost.cfm)
This would seem to indicate that the government can run an insurance program more cheaply, but I don't know much else about the program, such as whether its financially solvent on its own or it requires additional money to sustain itself.
You guys are mixing apples & oranges here.
Those Tricare costs are out of pocket costs for the member, not the total cost of insuring the member. The majority of the cost of insuring a member under Tricare is picked up by the DoD. The DoD's share averages about $3000/person/year for active duty military members and their families [(
http://www.cbo.gov/ftpdocs/102xx/doc10261/TRICARE.pdf) source]. For a family of 4, that's about $1200/year or $1000/month, which is below average. Then again, active duty military members and their families are younger and healthier than the average. Tricare costs for a retiree average about $4300/year and that's ON TOP OF ~$7000 in Medicare coverage plus the retiree's Tricare premium of $460. If you add that up, it means it costs about $12k/year to cover a military retiree, 4x the cost of an active duty member.
If you're self employed, you're going to pick up the full cost of health insurance yourself. In that case, $1200/month for a family plan with 2 adults and 2 children sounds about right. The total cost for an average family plan through my employer is also about $1200/month. For an individual, it's about half that. My contribution though payroll deduction is 10%; which is below average in my area. I think most people with an employer-provided plan pay anywhere from $100-500 a month depending on how generous the employer is and the number of family members covered.
