Renzatic on 12/2/2020 at 22:20

---

Sorry. Sometimes I have to let my inner redneck out.

Gryzemuis on 12/2/2020 at 22:27

---

Question: how many USD does a single person pay per month for a decent/basic health-care insurance ? Or if the employer pays for it, how much does the employer pay ? How much do you pay for a family of 4 (2 adults, 2 children under 18) ?

Renzatic on 12/2/2020 at 22:49

---

It can vary wildly, but I'd say it costs about $1,200 a month for a family of 4 out of pocket. Usually your employer pays X amount per month, you contribute Y amount, and then you have co-pays and premiums on top of that, depending on the plan. I vaguely recall reading that in 2018, the cost of insuring your average family would cost around $30,000 altogether per year.

And then there's the fun of dealing with insurance companies when they fuck something up. Like the time my dad had to get a tooth pulled. His dentist accidentally marked the tooth as another one pulled previously, and the insurance provider refused to pay for it, stating they're not paying for the same tooth twice. He ended up being charged something like $2000 for the error.

edit: and mom's constant battles with her insurance after her heart attack. Those people seem hellbent on finding ways to deny payments.

jkcerda on 12/2/2020 at 23:02

---

did you miss the links I posted?

Pyrian on 12/2/2020 at 23:07

---

I guess the kerfuffle is about the proposal to extend Medi-Cal to undocumented senior citizens? Note that U.S. senior citizens already get Medicare (and other programs as applicable). So I don't see any obvious evidence that they're proposed to be getting something citizens don't.

(https://thehill.com/changing-america/well-being/prevention-cures/478211-california-may-start-providing-undocumented-seniors)