PeeperStorm on 1/4/2010 at 06:53
Quote Posted by fett
I think he was meaning their insurance shouldn't cover their medical bills if injuries were sustained while not wearing a belt.
Which shifts the burden to the hospitals, since having lots of people who are denied insurance will increase the number of people who never pay for their hospital visit. Remember that hospitals in the US have to provide ER treatment regardless of ability to pay. And what do the hospitals do if they start getting more freeloaders? They will do what any business would do when their expenses increase:
* Reduce operating hours of various departments
* Reduce quality of service
* Reduce staff
* Raise rates
* Some combination of the above
Nicker on 1/4/2010 at 11:06
Or you could cut out the insurance brokers, investigators, attorneys, CEOs, private dicks, bureaucrats, bean counters, chair-persons and boards of directors of the HMOs, add in the savings from averted legal proceedings and plow that back into actual health care resources.
For normal health maintenance (GP stuff) and minor illnesses, charge fair flat rates (as determined by district) and make all prescribed services tax deductible. Offer cheap insurance against catastrophic illness for healthy folks and assistance for vulnerable people in ill health.
But mostly divert money from CPADSI - the Collect Premiums and Deny Settlements Industry.
The same goes for Social Services.
And "Corrections".
